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Customer deposits have historically been the bank's primary source of funding. Skandiabanken AB introduced a NOK unsecured bonds (MTN) program in 2012 and a NOK covered bonds program in 2013.
In connection with the establishment of Skandiabanken ASA (now Sbanken) as a stand-alone Norwegian bank on 5 October 2015, the bank established its own funding program for securities financing. This took place by:
For more information regarding funding please see quarterly report or contact Skandiabanken's Treasury department by email at: firstname.lastname@example.org.